Relationship Manager - Commercial Real Estate

and ensuring 360 degree coverage of the borrower\n\nCore Responsibility:\n\nMeet the requirements of your position mandate, demonstrate commitment to the Bank's corporate values and best practice ethics, and contribute as an effective team member.\n\nArea of Responsibility:\n\nOrigination of transactions (Direct, Branch Referral, Business Banking Referral, Private Banking Referral, Website leads and also through the broker channel)\nWriting credit application, coordinate with risk for credit proposals and present to risk and executive committee.\nManaging post approval requirements to drawdown of the facility\nUse effective marketing and sales promotional tools for raising the Bank's profile in the target segment\nActive participation in events organized by Bank, broker channel/s, Solicitors, Empanelled Valuation agencies etc. including events having industry forum, focussing on customer service and quality maintenance.\nRegular monitoring of loan accounts, comply with requisite reporting and actionable norms/requirements, timely flagging & communicating the deviations, collections, recovery & follow up with the clients for periodical compliance and reporting requirements\nUnderstand & comply with conduct risk requirements to meet the Group's conduct risk policies and expectations of regulators.\nTo exhibit high levels of customer service & sound understanding of retail & business transactions.\nReview valuation report and prepare valuation summary for approval from Risk Management Group\nLiaise with borrower, Solicitor, CMOG, COPS (disbursement) teams to ensure smooth disbursement of loan proposal\nCoordinating with borrowers for timely submission of post disbursement covenant reports\nSuccessfully interact with internal stakeholders across different departments, brokers and vendors and exhibit exceptional interpersonal skills.\nNew activities identified due to change in processes and products.\nAny other activity in order to facilitate smooth operation of the branch\nTo undertake projects and assignment from time to time as directed byKey Skills and Knowledge Requirement \n\nAbility to network with potential clients for LAP / CRE as well as build on relationship with existing customers of Bank for LAP / CRE (including Direct & Internal Sourcing)\nGood network of high quality CRE brokers\nTo exhibit sound knowledge and competency in Commercial property/asset backed loans in UK\nHave a sound knowledge of property valuation, quality and marketability of properties in the United Kingdom; understanding of legal due diligence & documentation\nWorking knowledge of the regulations driving the property or asset backed loans and/or mortgage market in UK.\nCredit Note writing and Credit Assessment skills.\nBanking and Lending experience\nAbility to contribute towards product development, refining lending policies to suit market requirements\nStrong negotiation and presentation skills; ability to communicate with all levels in the organisation\nSelf-motivated and self-driven